★ Independent Insurance Broker

Protection built around your family, not a one-size-fits-all policy.

I help individuals and families compare life insurance options from multiple carriers, understand what they qualify for, and choose coverage that fits their goals and budget.

46 StatesLicensed broker
IndependentMultiple carrier options
NPN 21676153Producer identification
About Mo

Clear guidance. Real options. No pressure.

My role is to make the insurance process simpler. I work with individuals and families to understand their needs, compare available options, and explain the tradeoffs in plain English.

That means helping you understand how different types of life insurance may fit alongside coverage you already have, without pretending every person or family needs the same solution.

The goal is simple: make an informed decision you feel comfortable with.

NameMo Zohaib
TitleLicensed Independent Insurance Broker
National Producer Number21676153
Phone(469) 927-2070
License Footprint46 States
Coverage Options

Insurance should match the job you need it to do.

Availability, underwriting, benefits, costs, and product features vary by carrier and state.

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Term Life

Coverage for a defined period, often used for income replacement, mortgage protection, or family protection.

🏠

Permanent Life

Long-term coverage options designed for lifelong protection, final expenses, legacy goals, or other planning needs.

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Indexed Universal Life

Permanent life insurance with cash-value features tied to an external index, subject to policy terms, caps, floors, charges, and illustrations.

This website provides general educational information only. Policy guarantees depend on the claims-paying ability of the issuing insurer. Tax treatment depends on individual circumstances; consult a qualified tax professional for tax advice. Carrier and product availability varies by state, underwriting eligibility, licensing, and current broker appointment.
Carrier Access

Compare options instead of being locked into one company.

I work with multiple insurance carriers so clients can compare options based on age, health, budget, underwriting, and coverage goals.

MOO
Mutual of Omaha
TA
Transamerica
E
Ethos
AA
American Amicable
RNA
Royal Neighbors of America
AHL
American Home Life
TS
TruStage
FL
Fidelity Life
FF
Foresters Financial
AM
Americo
CB
Corebridge Financial
AE
Aetna / Accendo
Carrier availability is subject to state licensing, carrier appointment, underwriting, product availability, and carrier guidelines.
Get Started

Let’s find coverage that fits your situation.

Call or text me directly to review coverage options that fit your needs, budget, and goals.

Licensing & Credentials

Verify before you buy.

National Producer Number: 21676153

Use the official National Insurance Producer Registry (NIPR) licensing tools to review insurance producer licensing information.

Verify License on NIPR